Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Online Banking

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Business Accounts

Business Checking
Regular Business Checking NOW Account New Money Fund (Money Market)


Minimum to open


$500.00


$1,500


$2,500


Interest Paid If all requirements are met *


None


You must maintain a minimum balance of 1500.00 in the account each day to obtain the disclosed annual percentage yield


You must maintain a minimum balance of 1000.00 in the account each day to obtain the disclosed annual percentage yield


Interest Rate


n/a


Call 903-395-2131 for current rates


Call 903-395-2131 for current rates


Statement Cycle


Monthly on the 15th of each month


Monthly


Monthly


Monthly Service Fee


if the balance falls below $500.00 during statement cycle there will be a monthly service charge: $7 for balance $400-$500, $8.00 for balance $300-$400, $9 for balance $300 or less


If the balance falls below $1500.00 during a statemnts cycle there will be a monthly service charge of $7.50. A percheck fee of $0.25 will be charged for each debit in excess of 25 during a statement cycle


If the balance falls below $1000.00 during the statement cycle there will be a monthly service charge of $10. A percheck fee of $2.00 will be charged for every check in excess of 6 during your statement cycle


Transaction Limits


unlimited


limited to 25 debits per month


limited to 6 debits per month


Type of Statement


Regular statement or E-statement option


Regular statement or E-statement option


Regular statement or E-statement option


features


*free Internet banking with options to add bill pay *instant issue debit cards available upon request $10.00 per card


*free Internet banking with options to add bill pay *instant issue debit cards available upon request $10.00 per card


*free Internet banking


Other Restriction or Benefits


$29.00 NSF Fee, $1000.00 daily limit for debit/credit transactions and $300 daily for ATM, bill pay is available for $5 per month


$29.00 NSF Fee, $1000.00 daily limit for debit/credit transactions and $300 daily for ATM, bill pay is available for $5 per month
Traditional Business Savings
Business Certificate of Deposit